Feeling Buried by Debt? Bankruptcy Could Be Your Path Back to Financial Freedom.
Discover how Chapter 7 or Chapter 13 can stop creditor harassment, keep you in your home, and give your family a fresh start.
No obligation • 100% confidential
The Weight of Financial Distress
The constant phone calls from creditors, the threatening letters, the fear of losing your home—it's a crushing weight. Many people feel ashamed or that they've failed. They hit a wall, believing that bankruptcy is the end of the road, a mark of personal failure they can never recover from.
"Bankruptcy isn't a personal failure; it's a legal right designed to give you a second chance."
A Tool for a New Beginning
The epiphany is realizing that bankruptcy is not a surrender. It's a powerful tool created by federal law to help honest but unfortunate people reset their financial lives. It provides immediate relief and a structured path to a debt-free future. By taking this legal action, you're not giving up—you're taking the first, decisive step toward rebuilding.
Our 'Fresh Start' Framework
The 3-step system to stop creditor action and start your new beginning.
Step 1: Immediate Protection
We file your case to trigger the 'Automatic Stay,' which legally stops all creditor actions—foreclosure, repossession, and wage garnishment—instantly.
Step 2: Strategic Debt Elimination
We analyze your situation to determine if Chapter 7 (liquidation) or Chapter 13 (reorganization) is best to eliminate or manage your debt effectively.
Step 3: Secure Your Future
We guide you through the process to discharge your debts and provide resources to help you begin rebuilding your credit and financial future.
What You Get In Your Free Strategy Session
This isn't just a phone call. It's the first step to taking back control.
Free Debt & Asset Analysis
A confidential review of your financial situation to determine if bankruptcy is the right path for you.
Free!
'Keep Your Home' Foreclosure Defense Plan
We'll outline the immediate steps we can take to stop the foreclosure process on your home.
Free!
Creditor Harassment Cease & Desist
Once you retain us, creditors must stop contacting you and direct all communication to our office.
Included
Total Value: $0
Yours FREE Today
Limited slots available each week
Get Your Free, No-Obligation Case Review
Let us put our proven process to work for you. Find out what your case is really worth.
Proven Results in Bankruptcy Cases
You need a firm with a track record of success in cases just like yours.
What Our Client Said
“The foreclosure notice came, and we thought we'd lose everything. The Action Firm was incredible. They stopped the sale, and now we're on a path to being debt-free. We have our home and our hope back.”
A Case In Point
Chapter 13 Debt Restructured
Disclaimer: The testimonial and case result are from past cases and do not guarantee a similar outcome for your case. Each case is unique.
Answering Your Bankruptcy Questions
Not necessarily. Utah has exemptions that protect a certain amount of equity in your home and vehicle. Chapter 13 is specifically designed to help you catch up on missed payments and keep your assets. We can help you determine the best strategy to protect what matters most.
Clear Path, Clear Pricing
Your financial recovery is our priority. We offer affordable flat fees and flexible payment plans, so you know the full cost upfront with no surprises. Your initial consultation to explore your options is always free and 100% confidential.
Justice Knows No Zip Code: We Serve All of Utah
Whether you're in the heart of Salt Lake City, the growing communities of Utah County, the suburbs of Davis and Weber counties, or the rural landscapes from Logan to St. George, our commitment is unwavering. The Action Firm leverages technology for seamless representation and our trial lawyers are prepared to travel to you, investigate your case on-site, and fight in your local courthouse. For your Bankruptcy case, you deserve a top-tier litigation firm, no matter where you live.
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You Have Nothing to Lose and Everything to Gain
Your fight deserves a champion. Let our team provide the clarity and action you need right now.